INTERNS

Job Description company: Simple pay

Job Description SimplePay Capital is seeking motivated and goal-oriented individuals to join our team as Interns in the following roles: Collections Officers and Loans Officers. In these positions, you will play a key role in managing and expanding the loan portfolio, delivering excellent customer service, and ensuring customer retention in line with company standards.
Collections Officer Responsibilities

• Loan Repayment Monitoring: Track loan repayment schedules to ensure payments are made on time and in full. 
• Repayment Follow-Up: Proactively contact clients regarding upcoming or missed payments and negotiate repayment plans to avoid defaults. 
• Customer Relations: Maintain positive relationships with clients during the collections process, ensuring resolutions are amicable and non-intrusive. 
• Debt Recovery: Manage the recovery of overdue loans, identify accounts at risk of default, and take appropriate actions to mitigate financial loss. 
• Collection Reporting: Maintain accurate records of collection efforts, including calls made, payment plans, and successful recoveries, and provide regular progress reports to management. 
• KYC & Due Diligence: Ensure clients undergoing collections are thoroughly vetted and their information is up-to-date. 
• Fraud Detection & Prevention: Identify potential fraud risks or suspicious loan applications that may affect repayment of loan management. 
• Additional Duties: Assist with other tasks related to loan collections, risk management, and customer service as required by management. 

Loans Officer Responsibilities

• Customer Acquisition & Retention: Attract new customers and cultivate strong relationships with existing clients to meet acquisition and retention targets. 
• Loan Application & Processing: Review, assess, and process loan applications to ensure all documentation is provided and meets company standards. 
• Loan Management: Disburse loans and monitor their progress, ensuring compliance with company policies. Maintain accurate records of all loan transactions. 
• Customer Support & Education: Provide clear, thorough information about loan options, repayment schedules, and terms to ensure customers fully understand their obligations. 
• KYC & Due Diligence: Conduct comprehensive Know-Your-Customer (KYC) checks to verify loan eligibility and ensure compliance with company guidelines and regulatory requirements. 
• Customer Relationship Management: Develop and maintain strong client relationships, ensuring a high level of satisfaction throughout the loan process.
• Reporting & Record Keeping: Accurately document customer interactions, loan applications, and approvals, and generate regular operational reports. 
• Loan Disbursements: Ensure timely and accurate disbursement of loans, keeping clients informed about the status of their applications and loan accounts. 
• Additional Responsibilities: Perform other tasks as assigned by management related to loan issuance, monitoring, and customer care. 

Overall Shared Responsibilities

• Teamwork & Collaboration: Work closely with the Branch Manager and team members to ensure smooth loan management and collection processes. 
• Market Intelligence: Provide valuable insights into customer behavior, market trends, and potential risks to inform business strategy and decision-making. 
• Compliance: Adhere to all company policies, regulatory requirements, and ethical standards in loan processing and collections. 
• Performance Metrics: Meet and exceed targets for loan disbursement, collections, and customer satisfaction.

Qualifications & Skills

• MUST HAVE A CERTIFICATE. 
• Strong computer literacy and fluency in English AND LUGANDA. 
• MUST BE Flexible to relocate as required. 
• Strong attention to detail and a target-driven approach. 
• Self-motivated, proactive, and able to work effectively both independently and in a team environment.

Locations Mukono, lyantonde , Ntungamo , Kasese, Fort Portal, Mityana, Ishaka, Kabale, Nabingo, Jinja, Busia, Masaka, Kyotera, Mbarara, Kireka, Kajjansi, Mubende, Far West, and Far East. If you are a driven individual with a passion for finance and customer service, we encourage you to apply and become part of our dynamic team at SimplePay Capital!

How to Apply: All applications will be received and Reviewed through BrighterMonday Portal by Clicking on the 'Apply Here' section