Managing Director – PDL Digital Lending Business Launch & Operations (South Africa)

About Loaney

Loaney is an international online lending platform operating in the payday loan (PDL) segment across Europe, India, Mexico, and the Philippines. South Africa represents a strategic new market entry.

Requirements

• 2years of experience in online lending, consumer finance or payday lending (PDL);
• Proven experience managing lending operations in South Africa;
• Strong understanding of the South African short-term lending market and competitive landscape;
• Practical knowledge of NCA, NCR requirements, affordability regulations and credit bureau reporting;
• Experience working with banks, payment providers, DebiCheck providers and credit bureaus;
• Strong understanding of credit risk, collections and portfolio performance;
• Ability to manage teams and drive business growth;
• Previous experience launching, scaling or transforming a lending business will be considered a strong advantage.

Responsibilities

• Lead the launch and development of the South African business;
• Build and maintain relationships with banks, payment providers, credit bureaus and other local partners;
• Ensure compliance with local regulations and NCR requirements;
• Coordinate with central product, risk and technology teams to adapt the platform for the South African market;
• Monitor key business metrics and portfolio performance;
• Identify market opportunities and support product development;
• Build and manage the local team as the business grows;
• Drive long-term profitability and sustainable growth.

Preferred Background

Experience with digital lenders, fintech companies or consumer finance providers such as:

• Wonga;
• Lime / Century Financial Services;
• FinChoice;
• Boodle;
• DirectAxis;
• African Bank;
• other online lenders or short-term credit providers.

Why Join Us

• Opportunity to build a business from the ground up;
• International group with existing operations in multiple markets;
• Centralized support in technology, analytics, risk and marketing;